4. Completing repayment of public funds
Having posted a record high of 686.8 billion yen in consolidated net income for fiscal year 2005 (ended March 2006), SMFG began in ブックメーカー予想サイト following fiscal year to engage in ブックメーカー予想サイト repayment of public funds injected in ブックメーカー予想サイト past.
ブックメーカー予想サイト company obtained approval of a limited amount for acquiring its own shares at two ordinary general shareholders’ meetings, held in 2005 and 2006. ブックメーカー予想サイト company bought back preferred shares and debentures beginning in May 2006. In October 2006, ブックメーカー予想サイト injected public funds were fully repaid, which was 18 months ahead of ブックメーカー予想サイト schedule submitted to ブックメーカー予想サイト government.
On ブックメーカー予想サイト day when ブックメーカー予想サイト full repayment was fulfilled, SMFG issued a press release to report ブックメーカー予想サイト fact and express its appreciation for ブックメーカー予想サイト taxpayer-funded aid. ブックメーカー予想サイト company also emphasized its unbending resolution to establish itself as a financial institution that can honor ブックメーカー予想サイト utmost confidence of customers, shareholders, ブックメーカー予想サイト market and society.

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Chapter 1ブックメーカー予想サイト Financial Crisis and Realignment of ブックメーカー予想サイト Financial Sector
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Chapter 2ブックメーカー予想サイト Birth of SMBC and SMFG
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Chapter 3Initiatives Pursued by SMBC Banking Units in ブックメーカー予想サイト Early Years
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Chapter 3Initiatives Pursued by SMBC Banking Units in ブックメーカー予想サイト Early Years
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- Enhancing our retail consulting and payments & consumer finance businesses
- Enhancing corporate financial solutions
- Banking-Securities collaboration in ブックメーカー予想サイト wholesale securities business
- Challenges facing our global banking business
- Actions by Treasury Unit in preparation for rising interest rates
- Integration of operating systems and administrative functions
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Chapter 4Embarking on Fresh Challenges Under New Leadership
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Chapter 4Embarking on Fresh Challenges Under New Leadership
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- Changes of leadership and ブックメーカー予想サイト announcement of our new management policy
- Developing group business strategies
- Addressing antitrust issues
- Completing repayment of public funds
- LEAD ブックメーカー予想サイト VALUE
- Enhancing our retail financial consulting business
- Enhancing our corporate solution business
- Enhancing our investment banking business
- Global banking business turnaround
- Upgrading risk management in preparation for Basel II
- Development of human resources
- CSR activities
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Chapter 5SMFG’s Response to Global Economic and Financial Turmoil
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Chapter 6Preparing for ブックメーカー予想サイト Next Decade
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Chapter 1Business Model Reform Under Challenging Business Conditions
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Chapter 1Business Model Reform Under Challenging Business Conditions
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- Our journey under new leadership (ブックメーカー予想サイト second decade)
- Focusing on growth industries and businesses
- Reforming domestic business operations
- Promoting banking-securities collaboration in Wholesale Banking Unit
- Structural reform of our retail business
- Meeting ブックメーカー予想サイト needs of an aging society
- Abenomics and Treasury Unit's nimble portfolio management
- Operating in a negative-interest-rate environment
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Chapter 2Enhancing Group Businesses
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Chapter 3Expanding Our Global Business
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Chapter 4Enhancing Corporate Infrastructure Under a New Governance Framework
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Chapter 4Enhancing Corporate Infrastructure Under a New Governance Framework
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- New leadership and enhancing corporate governance
- Introducing group-wide business units and CxO system
- Improving capital, asset, and cost efficiency
- Pursuing our cashless payment strategies
- Retail branch reorganization
- Customer-oriented business conduct
- Enhancing internal-control frameworks
- Valuing diversity and revision of our HR framework
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Chapter 5ブックメーカー予想サイト Path for Our Future
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Chapter 6Opening a New Chapter in SMBC Group’s History