ブックメーカー オッズ21 Social Impact Assessment Report

In ブックメーカー オッズ21, we conducted a social impact assessment to visualize the social impact of the Promise Financial and Economic Education Seminar as last year. The Seminar is at the core of SMBC Group's social contribution activities. This assessment was conducted based on an awareness that corporations have become required to bring about social impact through their business activities.
Through this assessment, we will fulfill our duty for stakeholder accountability about the project outcomes while also working to make a more effective program structure and improvements to the program based on the proposals and insights gained.

In ブックメーカー オッズ21, our social impact assessment on the effectiveness of the “Promise Financial and Economic Education Seminar” project is based on the logic model proven to be effective in the ブックメーカー オッズ20 assessment. To estimate the social impact brought about by the project as a whole (cumulative total participants of 1,200,000 to date), we compared the results of a questionnaire survey of more than 1,500 students from 11 high schools and interviews of selected students who participated in the seminar against responses from the control group consisting of students who did not participate in the program. The following are insights gained from this assessment and our recommendations for the program.

• ●Insights gained from the ブックメーカー オッズ
  • 1.Improved financial literacy through the project
    • ・We believe the project was effective in improving financial literacy, given a significant improvement in scores on objective financial literacy (categories in the financial literacy map) after taking the seminar. The project will highly likely improve the objective financial literacy of first-year ブックメーカー オッズ in high schools,ブックメーカー オッズ in ordinary schools and those in specialized programs.
    • ・Compared to nonparticipating ブックメーカー オッズ, ブックメーカー オッズ who attended the seminar showed an improvement in scores on subjective financial literacy. The project is considered highly effective in improving the subjective financial literacy of specific demographics, such as first-year ブックメーカー オッズ in high school, ブックメーカー オッズ in specialized programs and female ブックメーカー オッズ.
  • 2.Appropriateness of program contents
    • ・The project provides programs specifically targeted to high school ブックメーカー オッズ including: life planning & family budget management program, loan & credit program, and financial problem program. After taking these programs, ブックメーカー オッズ scored better in many categories in the financial literacy map and items in the behavior and attitude segment. Thus, we believe the program contents were adequately effective.
  • 3.High interest in finance and economics among high school ブックメーカー オッズ who participated in the seminar
    • ・The results of our qualitative survey showed that there was an increase in the number of ブックメーカー オッズ who recognize the importance of learning finance and economics at school or who are interested in various financial and economic fields. The project was considered effective in raising the interest of ブックメーカー オッズ.

Project name

Promise Financial and Economic Education Seminar

Project developer

SMBC CONSUMER FINANCE ブックメーカー オッズ., LTD.

Project contents

Supporting ブックメーカー オッズ and local people responsible for the future to acquire accurate knowledge concerning money so that they can make appropriate decisions by holding free financial and economic education seminars at the customer service plazas or local schools.

Achievements

Cumulative total participants Approx. 1,010,000 people(ブックメーカー オッズ11 to ブックメーカー オッズ20)

• ●The social impact brought about by financial and economic education
  • ・The expected social impact is as listed below (1. to 3. are from the report of the Study Group on Financial Education)
  • 1.Improvement in life skills and realization of prudent household finances
  • 2.Improvement in the quality of financial services
  • 3.Supply risk money necessary for economic growth by changing the structure of Japan's wealth building
  • 4.Improvement in response to and prevention of financial trouble


• ●Anticipated logic models
  • ・From previous studies and the program's materials, logic models that show the expected social impact of financial and economic education anticipate the below.



• ●Overview of implementation
  • ・Our ブックメーカー オッズ21 assessment was targeted at high school students. They account for a substantial part of the project’s target audience. We estimated the social impact of the program on this segment through the enhanced methodology with improved accuracy.

• ●Changes in financial literacy that occur as a result of take the seminar
  • ・We compared changes in scores in objective and subjective financial literacy before and after the seminar both for the participating and non-participating groups. After the seminar, scores improved for the participating group while dropping for the non-participating group.
  
  
  
  
  
  
• ●Changes in financial literacy map items after the seminar

• ●The following are insights gained from the ブックメーカー オッズ21 assessment and our recommendations for the ブックメーカー オッズ22 seminar and onwards