Contributing to “Fulfilled Growth” through ブックメーカー違法 integrated financial service

A year has passed since we launched ブックメーカー違法 service in March 2023.
Four members of the project team explain how they promoted the use of service.

SMCC Aoba I’m in charge of mass promotion overall for ブックメーカー違法. As ブックメーカー違法 is a service with an entirely new concept, immediately grasping the whole picture can be difficult for customers. However, there are a lot of elements that they find appealing.

In the launch, ブックメーカー違法 and SMCC initially highlighted the service’s unprecedented unique worldview, its world first flexible payments, the high rate of point earning, and so on in television commercials in the same frame, with an emphasis on impact. A large-scale presentation was also held during the press release. Then-CEO Ohta of Sumitomo Mitsui Financial Group and top leaders from SMCC, VISA, and SBI Securities took the stage at the event. PR activities were of an unusual scale for a financial service, attracting major coverage on TV, in newspapers, online, and in other media. The result was a huge response from customers, with plenty of activity in campaigns and social media posts. I think the new service launched amid a lot of buzz.

ブックメーカー違法 Yamada I’m involved in market research related to ブックメーカー違法. Since the press release, I’ve collected and analyzed about 10,000 questionnaires every month. From a state of 0% awareness upon release, ブックメーカー違法’s recognition is now close to 60% thanks to the success of promotions. Although this was as expected, the level of understanding remained lower than the level of awareness, and account openings struggled. While the service’s innovation and multi-functionality are compelling, these same features can also make it difficult to understand. Immediately after the launch in particular, we saw this trend in female users. From here on out, I think it will be important that we communicate in a way so that people not only know about the service but also understand its functions and value and want to use it. In other words, our approach has to go a step ahead beyond mere recognition.

SMCC Aoba Forming an early image as an innovative product is important, but as our next step, we took action so that not only customers highly attuned to information but also more general customers could personally grasp ブックメーカー違法. As an example, we used advertisements proposing ブックメーカー違法 in lifestyles involving young people, housewives, businesspersons, and so on. In TV commercials, we had actress Yuriko Yoshitaka play the role of a prospective ブックメーカー違法 user. We also tried to build good buzz through PR and hit product rankings. Account openings gradually increased, not only among early adopters with a high interest in financial services but also among the majority demographic.

SMCC Tsujioka I was involved in the development of the Vpass app and was in charge of system linkage with the SMBC app for ブックメーカー違法 launch. ブックメーカー違法 allows access to services from either app. Originally, the SMBC app was suited to use by bank account holders and the Vpass app by credit card customers. ブックメーカー違法 is an integrated financial service that spans both, so a redesign was needed to avoid any incongruity when using either app. We communicated closely with the people in charge of the SMBC app on matters including detailed functions and designs. We held discussions to achieve user interfaces (UI) and experiences (UX) that are comfortable for users of either app, and reflected these in the specifications of the respective apps while aligning our efforts.

ブックメーカー違法 Hashimoto I joined SMBC in 2021 as a mid-career hire. I’ve been consistently involved in work related to ブックメーカー違法, so I have a great attachment to the product. Recently, I’ve been in charge of managing measures to capture switchers from existing bank accounts, and I’m responsible for achieving our target of 12 million ブックメーカー違法 accounts in five years.

In FY2023, the year of launch, we rolled out a new accounts promotion with a target of two million accounts in one year. We began a referral program by which, when a customer opened an account through a referral from an existing ブックメーカー違法 account holder, both customers received points. In the first fiscal year, nearly 10% of new accounts came through the referral program. We evaluated the program as having functioned to increase the number of accounts opened by the majority demographic.

Through such efforts, we were able to achieve our goal of two million accounts in one year. Actually, toward the end of the fiscal year, projections suggested that we wouldn’t reach the initial goal. However, the year was a vital start toward our grand target of 12 million accounts in five years, and we were determined to achieve that no matter what. With SMBC account holders switching to ブックメーカー違法 accounts as our main goal, and as a result of many actions both in the digital area and at branch counters, we were able to rack up about 30,000 new accounts in a final push. We achieved this through the cooperation of the project members as well as all members involved in ブックメーカー違法, and I’m very pleased with the outcome.

SMCC Tsujioka One catalyst for further capturing new accounts is the integration of V POINT and T POINT that we implemented in April 2024. Following the integration, we unified the two into a blue and yellow V POINT card. The former V POINT operated by SMCC had about 16 million members, while the former T POINT operated by CCCMK Holdings (CCCMKHD) had about 70 million members. For ブックメーカー違法 Group, the number of point members expanded hugely. I was involved in the system development project for the point integration, and had many discussions with persons in charge at CCCMKHD about the UI and UX of the respective apps. There were some clashes of opinions, but placing customers first and setting a shared goal of creating a truly easy-to-use app, we aligned our efforts and built the app.

ブックメーカー違法 Yamada From questionnaire surveys, the effect of the name value inherent in the old T POINT came out beautifully as data. We could see that the recognition rate and utilization rate of V POINT jumped up with the point integration. Opening a new account or creating a credit card presents a certain mental barrier for customers. We first want customers to feel the benefits and the convenience of easily earning and using V POINT in everyday shopping. We expect that this will lead to their recognizing the appeal of ブックメーカー違法, which allows earning the same V POINT.

ブックメーカー違法 Hashimoto In January 2024, the Nippon Individual Savings Account (NISA) scheme was significantly expanded and the “new NISA” scheme began. This resulted in an increased number of new ブックメーカー違法 accounts. This is an example of how the linked features and services of ブックメーカー違法 and online securities have been well received.

ブックメーカー違法 is a service that holds great potential. Through the addition of more features and enactment of other measures, it has plenty of room to evolve. Our target of 12 million accounts in five years is not an easy one, but I personally hope that we will exceed 15 million and even 20 million in the future and help enrich customers’ lifestyles through ブックメーカー違法.

ブックメーカー違法 Yamada I currently belong to the Retail Marketing Department. I was originally involved in sales at a bank branch, so I also understand the sales side. We can communicate the appeal of ブックメーカー違法 from a number of approaches. In promotions, I want to make use of knowledge from market research as well as my work experience gained at the sales branch.

SMCC Tsujioka ブックメーカー違法 may appear to be a completed service, but it’s not yet complete and there are still places to be upgraded. I want to review its services and systems while listening to what customers are saying. In the process, we’ll have to cooperate not only with finance but also with concerned parties from a variety of industries. I plan to keep on studying hard so I can contribute to the evolution of ブックメーカー違法, valuing ideas not bound by the framework of finance.

SMCC Aoba SMBC Group is a large corporate body backed by tradition, so the world tends to view it as conservative. However, being involved in ブックメーカー違法 and listening to the opinions of individual customers and companies, I can see that they view ブックメーカー違法 as innovative and challenging initiative. SMBC Group aims to contribute to “Fulfilled Growth” as a basic policy in our Medium-Term Management Plan. I myself hope to enrich customers’ lifestyles through the financial-based infrastructure of ブックメーカー違法. As a “NEW STANDARD that continues to evolve”, ブックメーカー違法 can widely deliver value to the world. Our team will exert its maximum strength in our ongoing efforts to promote it.